Identity theft has being in vogue for quite some time. Companies have developed special wallets to prevent credit card chips to be wirelessly robbed, banks have robustified their processes, and developers keep designing new software to warn us about identity theft. Yet, it’s still a reality and we should secure our banking information, our social security, social media, e-mails, and all of that paraphernalia that escorts us every day.
How to do it? Here are some simple tips:
- Protect the information you receive and you give. Be mindful that when talking on the phone there are people around you that can hear what you’re saying, securely trash your bank statements, atm and gas receipts, keep updating and keep private your wireless and computer passwords, protect at all cost your social security number (anyone could apply for a credit card in your name with it).
- Review your credit card and check statement carefully each month and look for charges that you didn’t make.
- If you find fraudulent charges on your statements, request a “fraud alert” with the three major credit bureaus (Experian, TransUnion, and Equifax).
Protecting ourselves should be our responsibility first.
Source: Cap&Compass (2018). Life after school explained. Cap & Compass, Inc. (ISBN-13: 978-0971736603)